

Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.
No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.
Conventional: 7.250%
FHA: 6.125%
VA: 6.125%
DSCR Investment: 7.750%
If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at intake@theonebrokerage.com to speak to one of our loan officers.

In investing, market fluctuations are a given. To thrive, align your strategy with each market’s nuances. In areas without significant appreciation, focus on buying equity at a favorable price. High-demand locations like California see substantial growth, while places like Indiana remain more stable. Tailor your approach—there’s no one-size-fits-all strategy. Avoid applying deep discounts in rapidly growing markets like Miami. Adaptation to market dynamics is the key to building lasting wealth, be it in booming California or steady Indiana.

Attention ladies! You asked and we’ve answered! This is your special invite to a female only session being offered by David for the first time. Please accept our invitation for a free webinar about dating, what’s gone wrong, why relationships with men can be so challenging, and what no one ever told you about what’s going on in a man’s head. If you’re interested in improving your relationship, dating life, or healing from hurts caused by men, this is an event you don’t want to miss.

Expanding your property portfolio for significant growth makes sense, but it comes with potential setbacks. Scaling up may delay getting properties operational, and not every property performs as expected, impacting cash flow.
Consider the economic landscape. If interest rates drop, expanding could be strategic, anticipating a rise in property values. Conversely, if rates rise amid economic uncertainties and increasing American debt, scaling up may carry risks.
Balancing ambition with market awareness is crucial—sometimes, pursuing increased cash flow and net worth may temporarily impact cash flow. Assessing the economic climate ensures your decisions align with prevailing conditions, safeguarding long-term success.

Join us on February 8th at 3 PM PT for a groundbreaking free webinar on “How Agents Create and Use Leverage for Their Clients.” Discover the strategies top agents employ to maximize results for their clients through the art of leverage. From negotiating favorable deals to navigating complex transactions, this webinar will provide invaluable insights into the world of real estate leverage. Don’t miss your chance to gain a competitive edge in the market. Reserve your spot now for an enlightening session that could redefine your approach to real estate success!




Exclusive Off-Market Opportunity! Seize the chance to explore a hidden gem in real estate. For more information on this off-market opportunity, email kylerenke@kw.com. Don’t miss out on the potential of discovering a unique property that might just be your next investment or dream home. Act fast, as off-market deals like these are rare and could be the key to unlocking your real estate aspirations.