Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.
No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.
Conventional: 6.125%
FHA: 5.625%
VA: 6.125%
DSCR Investment: 7.500%
If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at intake@theonebrokerage.com to speak to one of our loan officers.
Paying extra for a house just for a lower interest rate might not be the smart move. It’s a common trap – people think it’s worth it for that lower rate, but what if you can’t sell the property later, or you end up losing money?
And about “buying cash flow” with a lower rate – it’s a bit of a misconception. Your mortgage rate impacts principal and interest, not the whole financial picture. The real threats to your investment? Maintenance, vacancies, and property management.
Bottom line – don’t let the appeal of a lower rate blind you to the bigger financial picture. Real estate success goes beyond just a favorable interest rate. Think long term, my friends.
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Can’t wait to see you there!
Just a quick reminder that when it comes to building wealth, it’s not solely about investing in real estate, although that’s undeniably a crucial piece of the puzzle. It’s equally essential to focus on saving and finding ways to increase your income. Remember, smart financial planning involves a combination of strategic investments, disciplined savings, and seeking opportunities for growing your earnings.
Let’s keep striving for that well-rounded approach to wealth building!
Join us on February 8th at 3 PM PT for an exclusive and free webinar, “How Agents Master the Art of Leverage for Their Clients.” Delve into the strategies employed by top agents to maximize results through the power of leverage. From negotiating favorable deals to navigating intricate transactions, this webinar offers invaluable insights into the world of real estate leverage.
Secure your spot now for a session that could redefine your approach to success in the market! Don’t miss out!
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