This podcast is where I’m pouring everything I’ve learned about real estate investing, entrepreneurship, and wealth-building, directly into your hands- and I think you’ll lot it.

Here’s what you can expect from Real Talk Real Estate:

  • Unfiltered Advice: We’re cutting through the noise to focus on what truly works in real estate.
  • Real-Life Stories: Reviews of actual deals I’ve bought and am buying.
  • Practical Tips: Experts in the field sharing what only experienced investors know.
  • Community Based: I take questions directly from the show followers and answer them for everyone to hear.
  • Humor: Education mixed with fun.

I’m so grateful for your support—this early success wouldn’t have been possible without you. If you haven’t already, subscribe now on APPLE, SPOTIFY, or YOUTUBE so you don’t miss a single episode. I can’t wait to have you along for this journey.

The chess match continues with one of my South Florida properties. As many of you know, navigating the complexities of certain cities in South Florida has been challenging. The previous owner had done unpermitted work, and when we applied for our short-term rental permit, the inspector uncovered these issues—much to our surprise. This forced us back to the drawing board to correct several problems inherited with the purchase. Among these were raising the entire garage floor, as it had been an unpermitted carport, redoing much of the electrical work that was supposedly up to code, and replacing an entire sewer lateral because the plumbing was undersized. And that’s just scratching the surface.

Thankfully, even though you wouldn’t know it, based on these photos, we’re nearing the finish line. Be sure to subscribe to my new podcast to get the full story behind this project—we promise it’s a good one!”

Rental income can be inconsistent and often unreliable. If you’re not satisfied with your current W2 job, consider finding one that suits you better or even exploring a new career path. In my experience, it’s not wise to rely solely on cash flow from rentals. Even our friend Tracy Streich, who has built an impressive portfolio, cautions against this. Just one unexpected expense, like replacing an AC unit, can seriously impact your cash flow for the year. It’s smarter to find a job you enjoy and build your financial fortress on the side.

Vice President Kamala Harris unveiled a comprehensive housing policy as part of her economic plan in the 2024 presidential race. Her key proposal includes up to $25,000 in federal down payment assistance for first-time homebuyers who have consistently paid rent for two years, aiming to help up to 4 million buyers over four years. This expands on President Biden’s earlier proposal of a $10,000 tax credit.

Harris also proposes tax credits for builders to incentivize the construction of starter homes, curbs on investor purchases of single-family homes, and a ban on software platforms used by landlords to set rents, which some critics claim contribute to price fixing. Her plan targets the construction of 3 million new housing units over her four-year term.

While her proposals have sparked debate, with some experts warning of potential risks like fueling further price increases in an already hot housing market, others praise the focus on increasing homeownership opportunities, particularly in marginalized communities. However, the plan’s success hinges on congressional approval, with an estimated cost of $200 billion over four years.

The Trump campaign criticized the proposal, raising concerns about its potential impact on housing prices and eligibility criteria.

Boston Federal Reserve President Susan Collins expressed optimism that the U.S. can reduce inflation without causing a recession. Speaking at the Jackson Hole economic symposium, Collins emphasized the importance of maintaining a healthy labor market while bringing inflation down. She signaled support for starting interest rate cuts as early as next month, highlighting a “gradual, methodical” approach to policy adjustments.

The Fed is expected to begin cutting rates at its September 17-18 meeting, marking a shift after aggressive hikes in 2022 and 2023. Collins pointed to the still-low unemployment rate of 4.3% and the overall health of the labor market as key factors in this decision. She stressed the need to avoid a “self-fulfilling” downturn, underscoring the importance of preserving labor market strength during the inflation battle.

Conventional: 6.99%

VA: 5.999%

FHA: 5.999%

DSCR: 7.250%

Rates are beginning to fall! If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. ​​​Visit our website here​​​ to explore our loan options and find the right financing solution for your real estate goals and email us at ​​intake@theonebrokerage.com​​ to speak to one of our loan officers.